# EDB 360 Business Banking & Growth Financing

- **Type:** grant
- **Status:** evergreen
- **City:** UAE-wide
- **Equity:** Banking / financing (not a grant)
- **Cost:** Bank fees / facility terms
- **Duration:** Evergreen products
- **Apply:** https://www.edb.gov.ae/en/solutions/edb-360
- **Page:** https://www.dxbstart.com/programs/edb-360

Emirates Development Bank’s 360 suite is business banking and growth financing for qualifying UAE businesses, not a startup grant. Evergreen. You apply as you would to a development bank: financials, licence, a use of proceeds. If the public page reads like SME credit, that is because it is. Pre-seed software companies without revenue will bounce. Companies with contracts and a UAE licence might get a real facility.

## Desk take

A bank. Bring numbers. Do not send a pitch deck designed for Hub71.

## Eligibility

Emirates Development Bank's digital banking and financing app for UAE startups and micro/small/medium enterprises.
- UAE-registered business (LLC, Sole Proprietorship, Civil Company, or Free Zone entity)
- Valid trade licence, MoA/shareholder agreement, Emirates IDs and passports of shareholders, proof of address required
- Priority sectors: Manufacturing, Healthcare, Renewables, Food Security, Advanced Technology
- Explicitly positioned for founders/startups within the Startup Emirates ecosystem
- Fully digital onboarding via the EDB 360 app (iOS/Android)

## Questions

### Is this a grant?

No. It is development-bank financing and banking services.

### Who qualifies?

UAE-licensed businesses that meet EDB’s current product rules. Read the live page; we are not their credit committee.


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Source: DXBStart — the working index of the UAE startup ecosystem. Canonical page: https://www.dxbstart.com/programs/edb-360
More machine-readable resources: https://www.dxbstart.com/llms.txt
Startups can request a listing at https://www.dxbstart.com/submit — free, editorially reviewed.