Ziina
Send & Accept Payments instantly in the UAE
Ziina is a YC-backed UAE fintech that evolved from peer-to-peer payments into a full SME payment stack. Raised $22M Series A in 2024. First entity to execute live Open Finance payments in the UAE. 50,000+ customers with 10x YoY revenue growth.
FROM THE EDITOR'S DESK
Ziina's Y Combinator pedigree and $30.5 million in funding position it as a serious contender in UAE payments, but the real signal was executing the first UAE Open Finance payment. Open Finance regulation is the Gulf's most consequential fintech development — it will determine whether incumbents retain their data monopoly or whether startups can build on top of bank infrastructure.
Payments in the UAE is becoming a crowded field. Between Careem Pay, Tabby, and bank wallets, consumer attention is finite. Ziina's path likely runs through becoming invisible infrastructure — powering payments for other apps rather than competing for consumer mindshare directly.
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NEWS ABOUT ZIINA
Dubai-based Fintech Ziina Raises $22M Series A
Ziina raised $22M Series A led by Altos Ventures, evolving from a peer-to-peer payment app into a full financial ecosystem for consumers and SMEs.